Yes, funds held in your HausMoney account are FDIC-insured up to $250,000 at Cross River Bank, Member FDIC.
Upwardli is a financial technology company, not an FDIC-insured bank. Lines of credit and deposit product provided by Cross River Bank, FDIC. Deposit product is FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product.